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Saturday October 5 . 8:15AM – 2:00PM . Mississauga

Your Life. Your Terms. Event!

Come aboard & be part o' the biggest band o' Freedom-huntin' investors in Ontario!

volume_up Make Sure Your Sound Is Turned ON! (Watch a 2-min Teaser of What To Expect At The Upcoming Event!

Grab Your Seat On Board Now!
LIVE & In-Person Saturday, October 5

Yer Crew

Ben Perrin
Quartermaster

Tom Karadza
Captain

Nick Karadza
First Mate

Leonid Kotov
Navigator

Mike Wywrot
Navigator

Hart Togman
Navigator

Jim Sheils
Surgeon

Peter Politis
Crew Leader

Mike Desormeaux
Gunner

The Quest

The Tools & Opportunities to Live Life on Your Terms Have Never Been So Abundant…BUT Navigating the Noise, Distractions & Forces Outside Our Control Has Never Been More Complicated!

On Saturday October 5, We’re Going to Bring Clarity to The Confusion! Hold on Tight, We’re Gonna Have Some Fun…

Let’s face it, we all want to live life on our own terms.

For some of us that’s doing work we enjoy, for others it’s traveling the world with our family and for some it’s being able to give back to our community in generous ways. There’s no “right way” to live life on your terms.  

It’s a personal thing.

And with global Internet access like Starlink, creative tools, digital currencies and video messaging we can live as we please…anywhere at anytime!

But the headwinds to create such a life have increased over the last ten years.

Inflation is destroying our savings.  
The debasement of currencies globally is making it harder to pay our monthly bills.

Money is the base layer of our economic existence and when we transfer our time and labour into a local currency that loses value faster than we can “make more of it”…

Life feels difficult.

Like pushing a boulder of bills up a steep hill.

And we have news for you...

The amount of inflation and debt is going to increase at a faster rate.  The wealth divide between “the rich” and “the poor” is set to increase even in countries that enjoyed a strong middle class like Canada.

But there is hope...

We’ve found that if you have a good understanding of how the money game is played you can front run the madness.
You can save.  You can own assets.  

You can get ahead.

Whether you’re buying your first rental property or your 12th…
…or if you’re building “missing middle” infill projects, or if you’re adding Garden Suites to a property…
…or if you’re diving deep into the Bitcoin rabbit hole…
…or if you’re just starting out and trying to figure out what your move is going to be…

This upcoming Your Life. Your Terms. Event is packed with information to help you live life on your terms.

The speakers we’ve hand picked are leaders in their field.

We have some in their 30s doing incredible things. We have one of the largest capital allocators to the real estate market in Canada who works on some of the largest development projects in the country. We have a leader in Bitcoin education with 300K+ followers on YouTube (and a genuinely great person)!

We’ve got you covered.

And you should know something. None of these people are paid to be there.

They are giving their time to help contribute into a community that they believe in…and that includes YOU!

We couldn’t be more happy.

Check out the details below and we’ll see you there!

Grab Your Seat On Board Now!
LIVE & In-Person Saturday, October 5, 2024

Pirate Tales...

Dianna Duffy
Oakville, ON

"...I wish my brain would absorb every little detail as I can't get enough of this..."

"The event was fabulous!  I find the talks on the economy, both world and Canadian, fascinating! I wish my brain would absorb every little detail as I can't get enough of this! Thank you for your wealth of information that you share with us. I only wish I had found Rock Star years ago!"
Peter Pomykacz
Scarborough, ON

"...I wish my brain would absorb every little detail as I can't get enough of this..."

"Tom and Nick have created some of the most anticipated events in real estate investing, bringing together like-minded individuals from novice to expert, to deliver the most current and relevant news you can use. I find these events are great for learning, networking and friendship."
Steve Dengate
JERSEYVILLE, ON

"...In this era of great uncertainty you did a great job of bringing meaning to what's occurring..."

"Tom, Nick and your whole team did a wonderful job today! The economic update may have been your finest hour. In this era of great uncertainty you did a great job of bringing meaning to what’s occurring and more importantly what might occur and how to address it."
Dierdre Dunne
Guelph, ON

"...In this era of great uncertainty you did a great job of bringing meaning to what's occurring..."

"I never miss the Member Event, as it ALWAYS provides such valuable information and I find it inspiring to be with so many like-minded real estate investors. There are very few places for so many real estate investors to come together.Tom and Nick are the real deal and share their knowledge openly and willingly."
Andy Tran
Scarborough, ON

"...I wish my brain would absorb every little detail as I can't get enough of this..."

"Another OUTSTANDING Your Life Your Terms event from the awesome team at Rock Star real estate. Learned more today about the current real estate conditions,  housing trends, and most importantly Tom's incredibly detailed economic update. In these crazy times, it's very reassuring to be part of this community where we can survive and thrive together."
Ian Folkes
Mississauga, ON

"...In this era of great uncertainty you did a great job of bringing meaning to what's occurring..."

"This event is can't miss! From quality speakers to quality content, you won't find anything like it anywhere else.
It's a unique event designed to help anyone that will listen. No commitments, no rushing back to buy some programs. Just help to be a better, smarter and wealthier person."
Grab Your Seat On Board Now!
LIVE & In-Person Saturday, October 5, 2024

The Agenda

New FALL 2024 Rock Star Economic Update:

Mass Confusion on All Financial Fronts - Retirement Savings, Canadian Interest Rate Moves, Real Estate Prices, The Canadian Dollar, Global Financial Markets, Geopolitical Tensions, Artificial Intelligence & Jobs. How We Are Making Sense of What's Going on & How to Prepare for The Next 18 Months with Tom Karadza

We're preparing a brand new Rock Star Economic Update for you on October 5, 2024.

There is a lot of confusion out there on all fronts.

How do we plan for our retirement with the threat of continued inflation? How much money do we need to live happily ever after?

How do we project out our real estate portfolios with interest rates swinging wildly?

Is this financial volatility going to continue?  

What's going on with energy, artificial intelligence and the BRICS...how will these trends impact us here in Canada?

It's very important to understand what is going on at a foundational level.  Once you build a framework of financial knowledge you can look around and make sense of the mess.

And not only that...with a good knowledge base we can make decisions with confidence.

In this update, we'll tackle the latest on Canada's financial situation and how that will influence rate decisions going forward.  We'll also dive into the latest U.S. economic data and global financial markets.

To best understand Canada's future, we need to understand both the global economic trends and that of our largest trading partner, the U.S.A.

And wait until you see what we have to share.  This may be the most unbelievable economic update we've ever put together!

Throughout history times of great challenge have also been times of great opportunity.  We believe we're at one of those pivotal moments.

It's not time to stick your head in the sand, it's time to get up to speed and take action.

We can each set ourselves up for retirement and create streams of income with growing asset bases.  It's trickier than ever but it's also still 100% possible.

Buckle up...this isn't some bubble wrapped economic talk from a banker or mainstream economist.

This is real, on the streets, no holds barred information that we feel is more important than ever.

The information is going to be eye opening and slightly shocking!  We're holding nothing back.  You won't want to miss this.

We're preparing a brand new Rock Star Economic Update for you on October 5, 2024.

There is a lot of confusion out there on all fronts.

How do we plan for our retirement with the threat of continued inflation? How much money do we need to live happily ever after?

How do we project out our real estate portfolios with interest rates swinging wildly?

Is this financial volatility going to continue?  

What's going on with energy, artificial intelligence and the BRICS...how will these trends impact us here in Canada?

It's very important to understand what is going on at a foundational level.  Once you build a framework of financial knowledge you can look around and make sense of the mess.

And not only that...with a good knowledge base we can make decisions with confidence.

In this update, we'll tackle the latest on Canada's financial situation and how that will influence rate decisions going forward.  We'll also dive into the latest U.S. economic data and global financial markets.

To best understand Canada's future, we need to understand both the global economic trends and that of our largest trading partner, the U.S.A.

And wait until you see what we have to share.  This may be the most unbelievable economic update we've ever put together!

Throughout history times of great challenge have also been times of great opportunity.  We believe we're at one of those pivotal moments.

It's not time to stick your head in the sand, it's time to get up to speed and take action.

We can each set ourselves up for retirement and create streams of income with growing asset bases.  It's trickier than ever but it's also still 100% possible.

Buckle up...this isn't some bubble wrapped economic talk from a banker or mainstream economist.

This is real, on the streets, no holds barred information that we feel is more important than ever.

The information is going to be eye opening and slightly shocking!  We're holding nothing back.  You won't want to miss this.

Brand new Fall 2024 Real Estate panel:

Filling The Gaps, Providing Housing Solutions People Need & the Government Can’t and An Investment Opportunity Just Beginning with Special Guests Michal Wywrot, Hart Togman, & Leonid Kotov

Batten down the hatches because this real estate panel is going to make impact.

There is a massive difference between real estate theory and people who are actually making thing happen.

Recently, the investment horizon has expanded as governments far and wide are changing laws, to allow increased density, and opening up investment options for investors far and wide.

We’re going to get an insiders look at the latest projects this group is working on now, how and why they’ve shifted over the last year, and their upcoming plans, to see how any investor can benefit from today’s new investing horizon before us.

Michal Wywrot

Michal Wywrot: As a co-founder and current President of LCH Developments, Michal brings a unique perspective. Starting his investment journey with his brother Lukasz in buy and hold rentals, student properties, and rent to owns.

They then moved to custom home building, and when that didn’t satisfy their cravings, they went on to developing mid-rise condominium buildings. With a number of projects in their pipeline, you’ll see exactly how they’ve had to navigate the choppy seas of late to the next stage of their journey.

Leonid Kotov

Leonid Kotov: To get an understanding of Leonid’s experience and desire you need look no further than his project which turned a single family home in Toronto into 10 rental units.  Yes, TEN!

He is actively providing housing supply to what people call the “missing middle”.  As cities changed zoning bylaws to create more housing options, Leonid was an early mover and his results speak for themselves.  

He brings a unique perspective for any investor as he continues to add housing units to multiple projects with a very specific long-term plan in mind.

Hart Togman

Hart Togman: For every investor who owns properties, there is another side of the equation.  Tenants.  And as co-founder and COO of Rent Panda, that’s where Hart comes in.  He’s able to get a perspective on the rental market others don’t have from their work filling properties for tenants.

He provides a real life look at what’s really going on in the rental market. Whether it’s basement apartments, garden suites, or single family rentals, he gets insights not regularly shared.

Batten down the hatches because this real estate panel is going to make impact.

There is a massive difference between real estate theory and people who are actually making thing happen.

Recently, the investment horizon has expanded as governments far and wide are changing laws, to allow increased density, and opening up investment options for investors far and wide.

We’re going to get an insiders look at the latest projects this group is working on now, how and why they’ve shifted over the last year, and their upcoming plans, to see how any investor can benefit from today’s new investing horizon before us.

Michal Wywrot

Michal Wywrot: As a co-founder and current President of LCH Developments, Michal brings a unique perspective. Starting his investment journey with his brother Lukasz in buy and hold rentals, student properties, and rent to owns.

They then moved to custom home building, and when that didn’t satisfy their cravings, they went on to developing mid-rise condominium buildings. With a number of projects in their pipeline, you’ll see exactly how they’ve had to navigate the choppy seas of late to the next stage of their journey.

Leonid Kotov

Leonid Kotov: To get an understanding of Leonid’s experience and desire you need look no further than his project which turned a single family home in Toronto into 10 rental units.  Yes, TEN!

He is actively providing housing supply to what people call the “missing middle”.  As cities changed zoning bylaws to create more housing options, Leonid was an early mover and his results speak for themselves.  

He brings a unique perspective for any investor as he continues to add housing units to multiple projects with a very specific long-term plan in mind.

Hart Togman

Hart Togman: For every investor who owns properties, there is another side of the equation.  Tenants.  And as co-founder and COO of Rent Panda, that’s where Hart comes in.  He’s able to get a perspective on the rental market others don’t have from their work filling properties for tenants.

He provides a real life look at what’s really going on in the rental market. Whether it’s basement apartments, garden suites, or single family rentals, he gets insights not regularly shared.

Special Fall 2024 Guest Speaker:

The Future of Money & Finance with Ben Perrin, aka, BTC Sessions on How Bitcoin Moves Locally & Globally, How to Use The Lightning Network & Best Practices for Storing Your Bitcoin Savings for Generations

Enough theory and talk!  

During this session, Ben Perrin will be our guide as we walk through how to use and store our wealth in Bitcoin, LIVE!

Ben, aka BTC Sessions, will explain how Bitcoin can move in seconds from person to person and then show us!

This session is sure to clear up some of the confusion you may havearound how Bitcoin works.

Ben Perrin is a leading educator in the space andall-around great guy.

His YouTube channel has 350,000+ subscribers where his global audience istreated to multiple new videos weekly.  

He is the host of two live YouTube streams every week and has deepknowledge of bitcoin the asset, Bitcoin the network, and the latest wallets,miners and more!

And why are we so excited to share Ben with you?

Bitcoin represents an absolute revolution in digitalproperty. It has unique characteristics that make it one of the purestforms of money we've ever studied.

The only reason Ben has agreed to be LIVE with us is thequality of people at the Your Life. Your Terms. events, and we'rethrilled to have him.

He is also the co-Founder of Bitcoin Mentor, a brand-new business thatis helping people all over the world custody their own Bitcoin ina secure and safe manner.  

In this session, you'll learn about some of the tried and testedtools to HODL Bitcoin along with some of the latest new software thathas just launched!  For example, have you heard of Fedi?  Probablynot yet, it's a game changer...and you'll learn about it duringthis talk.

Some of the Bitcoin Mentor team will also be present on Saturday, October5th along with the great team from Bull Bitcoin, so this is a one stop event for new and experienced Bitcoiners to get all their questions answered!

Enough theory and talk!  

During this session, Ben Perrin will be our guide as we walk through how to use and store our wealth in Bitcoin, LIVE!

Ben, aka BTC Sessions, will explain how Bitcoin can move in seconds from person to person and then show us!

This session is sure to clear up some of the confusion you may havearound how Bitcoin works.

Ben Perrin is a leading educator in the space andall-around great guy.

His YouTube channel has 350,000+ subscribers where his global audience istreated to multiple new videos weekly.  

He is the host of two live YouTube streams every week and has deepknowledge of bitcoin the asset, Bitcoin the network, and the latest wallets,miners and more!

And why are we so excited to share Ben with you?

Bitcoin represents an absolute revolution in digitalproperty. It has unique characteristics that make it one of the purestforms of money we've ever studied.

The only reason Ben has agreed to be LIVE with us is thequality of people at the Your Life. Your Terms. events, and we'rethrilled to have him.

He is also the co-Founder of Bitcoin Mentor, a brand-new business thatis helping people all over the world custody their own Bitcoin ina secure and safe manner.  

In this session, you'll learn about some of the tried and testedtools to HODL Bitcoin along with some of the latest new software thathas just launched!  For example, have you heard of Fedi?  Probablynot yet, it's a game changer...and you'll learn about it duringthis talk.

Some of the Bitcoin Mentor team will also be present on Saturday, October5th along with the great team from Bull Bitcoin, so this is a one stop event for new and experienced Bitcoiners to get all their questions answered!

Special Fall 2024 Guest Speaker:

Strategies, Tips & Systems to Maximize Rental Property Income in 2025 & Beyond with Mike Desormeaux

The recent volatility in Canadian interest rates has thrown all investors some serious curve balls.

Whether it's rental houses, condos or vacation rentals...everything has been impacted.

But upon close inspection we've found the most successful investors are using strategies to help them navigate and even thrive during these times.

During this talk, we're going to share simple, moderate and advanced strategies for handling your properties to maximize your income.

There are always ways to deal with things that pop up...they're just not always obvious!  Until now!

Bankers, tenants, contractors, and property managers can all throw you curveballs and with these tips and strategies you'll be better prepared to handle them all!

Whether it's an unexpected vacancy, a mortgage renewal, a difficult tenant situation or an urgent maintenance issue...there are things to do that can minimize your stress and maximize your profits.

We've had a front seat watching some of the best Rock Star investors amaze us with what they've been able to accomplish and we're going to share it all!

The recent volatility in Canadian interest rates has thrown all investors some serious curve balls.

Whether it's rental houses, condos or vacation rentals...everything has been impacted.

But upon close inspection we've found the most successful investors are using strategies to help them navigate and even thrive during these times.

During this talk, we're going to share simple, moderate and advanced strategies for handling your properties to maximize your income.

There are always ways to deal with things that pop up...they're just not always obvious!  Until now!

Bankers, tenants, contractors, and property managers can all throw you curveballs and with these tips and strategies you'll be better prepared to handle them all!

Whether it's an unexpected vacancy, a mortgage renewal, a difficult tenant situation or an urgent maintenance issue...there are things to do that can minimize your stress and maximize your profits.

We've had a front seat watching some of the best Rock Star investors amaze us with what they've been able to accomplish and we're going to share it all!

Special Fall 2024 Guest Speaker:

USA Real Estate: 7 Huge Mistakes Canadians Are Constantly Making When Investing in America with Jim Sheils

There's no doubt Canadians are gobbling up American real estate.

Whether it's Texas, Ohio, Arizona or Florida...the Canadian appetite for U.S. properties is insatiable.

And we're all interested in it for different reasons:

Some of us want the sun, some of us want a vacation home, others want a future family home, or exposure to the U.S. dollar.

We're in the sunshine and U.S. dollar exposure camp for sure!

But as much as Canadians are piling into the States for properties there are some pretty big mistakes that we're making.

And sometimes these mistakes are obvious to the locals.

That's why, Rock Star close friend and trusted advisor, Jim Sheils (an American!) is joining us to share what he's seeing as HUGE mistakes Canadians who are buying properties in the States are making right now.

Jim has years of experience flipping hundreds of homes in both California and Florida.  

He also has years of experience with purpose built rentals and thousands of rentals properties across Florida and soon to be several other U.S. states.

He's the perfect person to break down what Canadians are doing incorrectly.

So many Canadians are attending conferences here in Canada and then blindly buying down in the U.S. that he's agreed to take us behind the scenes and share exactly what's working for investors and what isn't.

If you're buying in the U.S. soon or are considering it you won't want to miss this session with Jim!

(Note: His team will be onsite as well, so if you have any U.S. mortgage or property questions now is your time to get solid answers from a team we trust!)

There's no doubt Canadians are gobbling up American real estate.

Whether it's Texas, Ohio, Arizona or Florida...the Canadian appetite for U.S. properties is insatiable.

And we're all interested in it for different reasons:

Some of us want the sun, some of us want a vacation home, others want a future family home, or exposure to the U.S. dollar.

We're in the sunshine and U.S. dollar exposure camp for sure!

But as much as Canadians are piling into the States for properties there are some pretty big mistakes that we're making.

And sometimes these mistakes are obvious to the locals.

That's why, Rock Star close friend and trusted advisor, Jim Sheils (an American!) is joining us to share what he's seeing as HUGE mistakes Canadians who are buying properties in the States are making right now.

Jim has years of experience flipping hundreds of homes in both California and Florida.  

He also has years of experience with purpose built rentals and thousands of rentals properties across Florida and soon to be several other U.S. states.

He's the perfect person to break down what Canadians are doing incorrectly.

So many Canadians are attending conferences here in Canada and then blindly buying down in the U.S. that he's agreed to take us behind the scenes and share exactly what's working for investors and what isn't.

If you're buying in the U.S. soon or are considering it you won't want to miss this session with Jim!

(Note: His team will be onsite as well, so if you have any U.S. mortgage or property questions now is your time to get solid answers from a team we trust!)

Brand new Fall 2024 Local Real Estate Market Update:

New Construction, Condos, Prices, Interest Rates & Rents – Where are Things Now and What Does It Mean For Investors? with Nick Karadza & Peter Politis

Peter Politis

Together with Special Guest Peter Politis, CEO of Greybrook Realty Partners, we’re going to cut through all the noise and take a real look at what’s going on in local real estate markets.

The last few years have brought never before seen turbulence to investor seas.

Nick Karadza

We saw yearly appreciation rates hit 50% in some areas and then come crashing back down again.

We went from homes selling in 24 hours with line ups of offers, to more normal times, where properties sit for weeks.

Rents had multiple years of double digit gains and even those have slowed.

What does this all mean?

Is there really a housing shortage or was that just a rumour that fuelled the market?

With interest rates coming down again, what is all the money on the sidelines looking to do next?

Nick and Peter will go behind the headlines to show you what the real trends driving the markets are.

As one of the largest real estate investors in the GTA, Peter brings a unique and insightful perspective of the real estate investment market around the Golden Horseshoe.

Not just from local investors looking to deploy capital but internationally as well.

To see what investors of all sizes are watching and the opportunities they’re keeping their eyes on, you won’t want to miss this.

Peter Politis

Together with Special Guest Peter Politis, CEO of Greybrook Realty Partners, we’re going to cut through all the noise and take a real look at what’s going on in local real estate markets.

The last few years have brought never before seen turbulence to investor seas.

Nick Karadza

We saw yearly appreciation rates hit 50% in some areas and then come crashing back down again.

We went from homes selling in 24 hours with line ups of offers, to more normal times, where properties sit for weeks.

Rents had multiple years of double digit gains and even those have slowed.

What does this all mean?

Is there really a housing shortage or was that just a rumour that fuelled the market?

With interest rates coming down again, what is all the money on the sidelines looking to do next?

Nick and Peter will go behind the headlines to show you what the real trends driving the markets are.

As one of the largest real estate investors in the GTA, Peter brings a unique and insightful perspective of the real estate investment market around the Golden Horseshoe.

Not just from local investors looking to deploy capital but internationally as well.

To see what investors of all sizes are watching and the opportunities they’re keeping their eyes on, you won’t want to miss this.

Grab Your Seat On Board Now!
LIVE & In-Person Saturday, October 5, 2024

Why hundreds o' treasure hunters set sail fer the Your Life. Your Terms. Gatherin' every year!

"This was so informative. Thank you for the eye/mind opening experience." Racquel Tonido (Milton, ON)

Big Community

The YLYT Community is made up of extraordinary individuals! People who hustle, work hard, set realistic goals and achieve them. There's no better type of people to surround yourself with than the action-takers who are doing what you want to do & succeeding at it! Learn, share insights, ask questions & forge new friendships...all in one place!

New Mateys

With hundreds of active, local real estate investors from all types of backgrounds in one place, there's no shortage of individuals just like you or going through the same things as you.

Whether you have questions or insight to offer, you're guaranteed to meet someone you 'click' with!

Priceless Info

What will happen to real estate in 2024? Where are interest rates headed? Is it better to buy or sell right now?

These are all questions top of mind for investors today. And we're providing answers to all this & more with the latest data we're seeing on-the-streets & from official sources.

Grab Your Seat On Board Now!
LIVE & In-Person Saturday, October 5, 2024

Voyage Sponsors

Better Mortgage Select

Better Mortgage Select has been representing Canadians for two decades, making mortgages easy, while advising and guiding each and every one of its clients to the best possible mortgage product for their particular situation.

Bull Bitcoin

Bull Bitcoin is a non-custodial Bitcoin-only exchange and payments service. Our mission is to accelerate the rise of the Bitcoin Standard. We do not believe in compromise. We prioritize upholding Bitcoin ethos over profits.

Southern Impression Homes

Our New Construction Build-to-Rent product gives you the opportunity to plan your real estate strategy as you build your portfolio, creating long-term wealth for you and your family.

Real Estate Tax Tips

We are the #1 Tax Accountants with a passion for helping individuals and businesses navigate the complex world of real estate taxation.

Greybrook Realty Partners

Greybrook Realty Partners is a leading Toronto-based real estate private equity firm focused on investments in residential development and value-add assets.

Calvert Home Mortgage

Calvert Home Mortgage is your trusted, caring and responsive short-term mortgage lender in Alberta and Ontario.

Trevello Travel Group

Trevello team has 40+ mentors, educators, relationship builders all in the business of helping you maximize profitability and get repeat clients. We offer the highest commissions in the industry, educational opportunities, personalized support & a complete suite of tools & services.

Desjardins Insurance:
Todd O’donnell

Our role is to have conversations with our customers on how to best protect the things important to them: their assets, businesses, and their families. This allows them to make informed decisions & achieve their dreams through sound insurance.

Bitcoin Mentor

We believe that true bitcoin ownership is achieved by moving bitcoin off exchanges, encouraging self sovereignty, and escaping the fiat matrix. We provide training and support to independent mentors around the globe to help guide their clients (protégés) along the bitcoin journey.

Green Street Flats

We are a real estate developer born from the idea that city living can be so much more than concrete boxes in the sky. We are on a mission to unlock the missing middle and redefine what living in a big city can mean.

Grab Your Seat On Board Now!
LIVE & In-Person Saturday, October 5, 2024